:root {
  --bg: #f4f8f7;
  --text: #1a2422;
  --muted: #4a5c58;
  --primary: #1f5c52;
  --primary-dark: #123d37;
  --accent: #2f8f7f;
  --card: #ffffff;
  --line: #d2e0dc;
  --alt: #e8f2ef;
  --disclosure-bg: #fff8e6;
  --disclosure-border: #e0c56a;
  --radius: 14px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Source Sans 3", system-ui, -apple-system, sans-serif;
  color: var(--text);
  background:
    radial-gradient(ellipse 80% 50% at 10% -10%, #d5ebe5 0%, transparent 55%),
    radial-gradient(ellipse 60% 40% at 100% 0%, #e6f0ed 0%, transparent 50%),
    var(--bg);
  line-height: 1.55;
}

a {
  color: var(--primary);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.container {
  width: min(1120px, calc(100% - 2rem));
  margin: 0 auto;
}

.disclosure-bar {
  background: var(--disclosure-bg);
  border-bottom: 2px solid var(--disclosure-border);
  padding: 0.85rem 0;
}

.disclosure-bar p {
  margin: 0;
  font-size: 0.88rem;
  color: #5a4a12;
  text-align: center;
}

.topbar {
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 10;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  min-height: 64px;
  gap: 1rem;
}

.brand {
  font-family: "Fraunces", Georgia, serif;
  font-weight: 700;
  color: var(--primary-dark);
  letter-spacing: -0.02em;
  font-size: 1.15rem;
}

.brand span {
  color: var(--accent);
}

.topbar nav {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.topbar nav a {
  font-weight: 500;
  color: var(--muted);
}

.hero {
  padding: 3.5rem 0 2.5rem;
  background: linear-gradient(180deg, rgba(255, 255, 255, 0.7) 0%, transparent 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.35fr 0.65fr;
  gap: 1.5rem;
  align-items: start;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.75rem;
  color: var(--primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
}

h1 {
  margin: 0 0 0.85rem;
  font-family: "Fraunces", Georgia, serif;
  font-size: clamp(2rem, 4vw, 2.85rem);
  line-height: 1.12;
  color: var(--primary-dark);
  font-weight: 700;
}

.lead {
  color: var(--muted);
  max-width: 42rem;
}

.hero-actions {
  margin-top: 1.5rem;
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  padding: 0.72rem 1.2rem;
  font-weight: 600;
}

.btn-primary {
  background: var(--primary);
  color: #fff;
}

.btn-primary:hover {
  background: var(--primary-dark);
  color: #fff;
  text-decoration: none;
}

.btn-secondary {
  border: 1px solid var(--primary);
  color: var(--primary);
  background: #fff;
}

.btn-secondary:hover {
  background: var(--alt);
  text-decoration: none;
}

.info-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.1rem;
  box-shadow: 0 8px 24px rgba(18, 61, 55, 0.08);
  border-top: 3px solid var(--accent);
}

.info-card h2 {
  margin: 0 0 0.5rem;
  font-size: 1.1rem;
  font-family: "Fraunces", Georgia, serif;
}

.info-card p {
  margin: 0 0 0.75rem;
  font-size: 0.95rem;
}

.info-card p:last-child {
  margin-bottom: 0;
}

.section {
  padding: 2.8rem 0;
}

.alt-bg {
  background: var(--alt);
}

.section-head h2 {
  margin: 0;
  font-family: "Fraunces", Georgia, serif;
  font-size: clamp(1.4rem, 3vw, 2rem);
  color: var(--primary-dark);
}

.section-head p {
  margin-top: 0.45rem;
  color: var(--muted);
}

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 1rem;
  margin-top: 1.5rem;
}

.cards.two-col {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.2rem;
}

.card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.05rem;
  color: var(--primary-dark);
  font-family: "Fraunces", Georgia, serif;
}

.card p {
  margin: 0;
  color: var(--muted);
  font-size: 0.95rem;
}

.card .verify {
  margin-top: 0.65rem;
  font-size: 0.85rem;
  font-style: italic;
}

.table-wrap {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow-x: auto;
  margin-top: 1.5rem;
}

table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
}

thead th {
  background: var(--primary-dark);
  color: #fff;
  text-align: left;
}

th,
td {
  padding: 0.9rem;
  border-bottom: 1px solid var(--line);
  font-size: 0.95rem;
}

tbody tr:nth-child(even) {
  background: #fbfcfd;
}

.pros-cons {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1rem;
  margin-top: 1.5rem;
}

.pros-cons article {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.2rem;
}

.pros-cons h3 {
  margin: 0 0 0.75rem;
  font-size: 1.05rem;
  font-family: "Fraunces", Georgia, serif;
}

.pros-cons ul {
  margin: 0;
  padding-left: 1.2rem;
  color: var(--muted);
  font-size: 0.95rem;
}

.pros-cons li + li {
  margin-top: 0.4rem;
}

.provider-links {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1rem;
  margin-top: 1.5rem;
}

.provider-box {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.25rem;
  text-align: center;
}

.provider-box p {
  margin: 0 0 0.85rem;
  color: var(--muted);
  font-size: 0.95rem;
}

.faq-list details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 0.8rem 1rem;
}

.faq-list details + details {
  margin-top: 0.7rem;
}

.faq-list summary {
  cursor: pointer;
  font-weight: 600;
}

.faq-list p {
  color: var(--muted);
  margin: 0.6rem 0 0;
}

.contact-box {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.2rem;
  margin-top: 1rem;
}

.contact-box p {
  margin: 0.25rem 0;
}

.footer {
  border-top: 1px solid var(--line);
  background: #fff;
}

.footer-inner {
  min-height: 68px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  font-size: 0.9rem;
}

.footer-links {
  display: flex;
  gap: 0.9rem;
}

.legal-page {
  padding: 2rem 0 4rem;
}

.legal-page h1 {
  color: var(--primary-dark);
  font-family: "Fraunces", Georgia, serif;
}

.legal-page h2 {
  color: var(--primary);
  margin-top: 2rem;
}

@media (max-width: 900px) {
  .hero-grid {
    grid-template-columns: 1fr;
  }

  .topbar nav {
    display: none;
  }
}